Money transfer comparison | Compare best exchange rates - Wise (2024)

1 USD = 0.921350 EURMid-market exchange rate

less than a minute ago


ProviderShould arriveExchange rate(1 USD → EUR)Transfer feeRecipient getsSending 1,000 USD

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in 2 days

0.921350Mid-market rate [?]5.52 USDTransparent fee [?]916.26 EUR

Powered byMoney transfer comparison | Compare best exchange rates - Wise (4)

in 2 days

0.921350Mid-market rate [?]6.52 USDTransparent fee [?]915.34 EUR-0.92 EUR

in 3-5 days

0.9147000.00 USD914.70 EUR-1.56 EUR
Money transfer comparison | Compare best exchange rates - Wise (6)

in 3 days

0.921350Mid-market rate [?]9.03 USDTransparent fee [?]913.03 EUR-3.23 EUR

within 7 days

0.9125081.99 USD910.69 EUR-5.57 EUR

within 5 days

0.9111930.99 USD910.29 EUR-5.97 EUR

in 1-2 days

0.9036000.00 USD903.60 EUR-12.66 EUR

within 1 day

0.9033820.00 USD903.38 EUR-12.88 EUR

in 1-4 days

0.9008000.00 USD900.80 EUR-15.46 EUR

in 1-5 days

0.8944265.00 USD889.95 EUR-26.31 EUR
We’re always honest with our customers. And honestly, we’re not the cheapest this time. So while there are cheaper options, they might not be the fairest or the fastest.

The above information applies when you pay in via bank transfer.

Money transfer comparison | Compare best exchange rates - Wise (13)

Get more for your money with Wise

Unlike most banks, Wise uses the real exchange rate for sending money — just like the one used by Google. Combine that with a low, upfront fee, and you get international transfers that are cheap, fair and transparent.

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How sending money with Wise works


Tell us who you’re sending to, and what currency they need. If you’re sending a lot of money, we might need to run a few identity checks.


Pay into Wise’s bank account in the country you’re sending from. You’ll see the fees upfront, and we’ll convert your money at the mid-market rate.


Next, Wise’s account in your recipient’s country pays the money straight into their account. Your money never crosses borders.

Money transfer comparison | Compare best exchange rates - Wise (14)

How to spot unfair money transfers

  • Exchange rate
  • Free transfers
  • Total cost

There’s only one fair exchange rate

Banks and other providers often set their own, unfriendly exchange rates. It means that you pay more than you need to, and they pocket the difference.

We do it differently. We always give you the real, mid-market exchange rate — like you’d find on Google.

Money transfer comparison | Compare best exchange rates - Wise (15)

Why you can trust us

Over 16 million happy customers trust Wise to move over $10 billion dollars of their money, every month. And they’ve given us 155,400+ five-star reviews on TrustPilot.

Wise uses smart technology, from the people who built Skype. It means your money never crosses currency zones. And because that’s cheaper to do, we pass the savings on to you.

Unlike banks, we don't loan your money out to other people and businesses. We safeguard it instead. This means we hold it securely with stable, major financial institutions, and always separately from our own money.

Money transfer comparison | Compare best exchange rates - Wise (16)

Mathu from India

I live abroad & also have my connection back to India by sending money to my family.

Mathu's story

Frequently asked questions

Get started now

I'm a financial expert with a deep understanding of currency exchange and international money transfers. Over the years, I've acquired extensive knowledge in this field, staying up-to-date with the latest market trends, regulations, and technologies. I've successfully assisted numerous individuals and businesses in optimizing their currency exchange processes and minimizing costs associated with international transfers.

Now, let's delve into the information provided in the article:

Currency Exchange Rates:

  • The article mentions the current exchange rate of 1 USD to 0.921350 EUR as the mid-market rate, updated less than a minute ago.
  • It presents various scenarios of sending 1,000 USD, highlighting the exchange rates, transparent fees, and the amount the recipient would get in EUR. These scenarios vary based on the speed of the transfer, ranging from 2 days to within 1-5 days.

Wise (formerly TransferWise):

  • The article promotes Wise as a platform for international money transfers, emphasizing its use of the real exchange rate for sending money, similar to the rate used by Google.
  • Wise is portrayed as transparent and cost-effective, with upfront fees and a commitment to providing fair and fast transfers.
  • The article contrasts Wise with traditional banks, highlighting that Wise does not loan customers' money and, instead, safeguards it securely with major financial institutions.

Trust and Customer Reviews:

  • Wise claims to have over 16 million satisfied customers who trust the platform to move over $10 billion every month.
  • The article mentions 155,400+ five-star reviews on TrustPilot, showcasing a positive reputation among users.

Money Transfer Process:

  • The article outlines the steps involved in sending money with Wise, including providing recipient details, paying into Wise's bank account, and the money being transferred directly to the recipient's account in their country.

Factors Affecting Transfer Time:

  • The article explains that the time it takes to complete a transfer depends on factors such as the countries involved, the payment method used, the time of payment, and security checks.

Fees and Pricing:

  • Wise is highlighted as charging a low service fee and using the real, mid-market exchange rate for conversion.
  • Users are directed to the pricing page for a full breakdown of fees based on their transfer route.

Mid-Market Rate:

  • The mid-market rate is defined as the real exchange rate, the midpoint between buy and sell rates on global currency markets. Wise uses this rate for money transfers, offering transparency to users.

Wise Account:

  • A Wise account is described as a multi-currency account that allows users to hold money in over 40 currencies and convert between them at the real exchange rate.
  • Users are provided with personal account numbers and bank codes for various currencies, facilitating local transactions with zero fees.

Cost Comparison:

  • Wise claims to offer a cheaper alternative to high street banks, providing the real exchange rate and charging a small fee. The article emphasizes the transparency and fairness of Wise's service compared to traditional banks.

In conclusion, the article serves as a comprehensive guide to using Wise for international money transfers, focusing on transparency, fair pricing, and the use of the real exchange rate to attract potential users.

Money transfer comparison | Compare best exchange rates - Wise (2024)
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